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New loans and early repayments of housing loans declined at the beginning of the pandemic, rebounding in the second half of 2020
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Developments in new loans for house purchase in 2021 mainly reflected an increase in the number of debtors, after contracting in the first year of the pandemic
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Bank loans to firms are overpriced in the short-run and underpriced in the medium to long-run if loan origination is unchanged
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Banks’ non-performing loans (NPLs) did not have a significant impact in the supply of credit to firms between 2009 and 2018
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More than half of Portuguese firms do not have bank loans
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Risk of bank’s corporate loans portfolio decreasing since 2013
