Decree-Law No 18/2007 of 22 January 2007 (in Portuguese only) – Establishes the value date of any credit and debit entries in deposit demand accounts and the corresponding effect on the date on which funds become available to the beneficiary.
Decree-Law No 279/2000 of 10 November 2000 (in Portuguese only) – Authorizes credit institutions to destroy the originals of cheques, bills of exchange and other documents required to be kept in the respective archives upon expiry of their retention period and subject to compliance with a number of procedures for the retrieval of the image of such documents.
Decree-Law No 454/91 of 28 December 1991 (in Portuguese only) – Establishes the legal framework governing unfunded cheques (as amended by Decree-Law No 316/97 of 19 November 1997, Decree-Law No 323/2001 of 17 December 2001, Decree-Law No 83/2003 of 24 April 2003, Law No 48/2005 of 29 August 2005 and Law No 66/2015 of 6 July 2015).
Decree-Law No 23 721 of 29 March 1934 (in Portuguese only) – Approves various laws, including the Uniform Law on Cheques, approved by the charter of 10 May 1934.
Notice of Banco de Portugal No 5/2013 of 18 December 2013, amended and republished by Notice of Banco de Portugal No 1/2014 of 28 February 2014 (in Portuguese only) – regulates the conditions, mechanisms and procedures required for effective compliance with the anti-money laundering and terrorist financing obligations established in Chapter II of Law No 25/2008 of 5 June 2008, within the scope of the provision of financial services subject to supervision by Banco de Portugal.
Notice of Banco de Portugal No 8/2009 of 12 October 2009 (in Portuguese only) – Lays down the minimum information requirements that must be complied with in the disclosure of the general conditions of priced financial products and services made available to the public by credit institutions and financial companies having their head office or a branch in Portuguese territory. Repeals Notice of Banco de Portugal No 1/95 of 17 February 1995.
Notice of Banco de Portugal No 3/2007 of 12 February 2007 (in Portuguese only) – With a view to harmonize the procedures required for compliance with Decree-Law No 18/2007 of 22 January 2007, provides clarification on banking operations outside the scope of this Decree-Law and on the treatment to be given to funds delivered for deposit where the immediate checking of deposited amounts is not possible.
Instruction of Banco de Portugal No 8/2018 of 5 June 2018 (in Portuguese only) – Regulates the Interbank Clearing System (SICOI), which comprises the following subsystems: cheques and related documents, bills of exchange, direct debits, interbank electronic transfers and transactions via ATMs.
Instruction of Banco de Portugal No 3/2009 of 16 February 2009 (in Portuguese only) – Regulates the Interbank Clearing System (SICOI), which comprises the following subsystems: cheques and related documents, bills of exchange, direct debits, interbank electronic transfers and transactions via ATMs.
Instruction of Banco de Portugal No 26/2003 of 15 October 2003 (in Portuguese only) – Standardizes cheques, by defining the technical features to be complied with by all types of cheques submitted to clearing in Portugal. Repeals Instruction of Banco de Portugal No 9/98 of 15 May 1998.