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Payment systems forum

With a view to promoting dialogue among the main national stakeholders involved in retail payments, Banco de Portugal established the Payment Systems Forum in October 2009, which includes a dedicated SEPA steering committee.

The Payment Systems Forum is an advisory structure of Banco de Portugal, comprising representatives of the national banking community and of the main users of retail payment instruments, such as consumer associations, general government bodies and the corporate sector.

Therefore, in addition to Banco de Portugal, which chairs the Forum, the entities that comprise it are:

Financial institutions and the managing entity for the payment system infrastructure

Portuguese Banking Association (Associação Portuguesa de Bancos – APB)

Association of Specialised Credit Institutions (Associação das Instituições de Crédito Especializado – ASFAC)

Two banks participating in the Portuguese Payment Systems Interbank Commission

SIBS Foward Payment Solutions, S.A (SIBS)

Consumer associations

Portuguese Association for Consumer Protection (Associação Portuguesa para a Defesa do Consumidor – DECO)

Portuguese Association of Users and Consumers of Financial Products and Services (Associação Portuguesa dos Utilizadores e Consumidores de Serviços e Produtos Financeiros – SEFIN)

General government bodies

Central government: Consumer Directorate General; Revenue and Customs Authority; Portuguese Treasury and Debt Management Agency; Directorate General for Social Protection to Civil Servants and Contractual Staff (Direção-Geral de Proteção Social aos Trabalhadores em Funções Públicas – ADSE)

Local government: National Association of Portuguese Municipalities

Social security: Civil Service Pension Fund (Caixa Geral de Aposentações – CGA); Institute for the Financial Management of Social Security; Institute of Social Security

Corporate sector

Águas de Portugal

Portuguese Direct Marketing Association (Associação Portuguesa de Marketing Directo – APD)

EDP - Energias de Portugal

Fidelidade Mundial

Jerónimo Martins

Sonae Distribuição SGPS