Vice-Governor Luís Máximo dos Santos
Luís Augusto Máximo dos Santos
Vice-Governor.
Born in Lisbon in 1961. He graduate (1984) and has a Master’s degree (1990) in Law from the University of Lisbon School of Law.
Appointed Director in June 2016.
He was appointed Vice-Governor of Banco de Portugal in September 2017.
He was appointed Member of the Board of Directors of Banco de Portugal in June 2016.
He was Chairman of the Board of Directors of Banco Espírito Santo, S.A. (2014-2016), nominated by Banco de Portugal, and Chairman of the Liquidation Board of Banco Privado Português, S.A. (2010-2016), nominated by Lisbon Commerce Court, at Banco de Portugal’s proposal.
He was a member of the boards of auditors of Multicare – Seguros de Saúde, S.A., and Fidelidade Assistência – Companhia de Seguros, S.A. (2009-2016), as well as Via Directa – Companhia de Seguros, S.A., and Companhia Portuguesa de Resseguros, S.A. (2009-2014).
He was a tax arbitrator at the Administrative Arbitration Board (2012-2016).
He was a researcher at the Centre for Research in European, Economic, Financial and Tax Law of University of Lisbon School of Law and member of the Research Centre on Regulation and Supervision of the Financial Sector.
He was a specialized senior adviser and undertook coordinating duties at Banco de Portugal's Legal Services Department (1992-2010).
He participated in various working groups under the auspices of the Ministry of Finance: chaired the Working Group for the Re-evaluation of Tax Benefits (2005), Member of the Working Group for the Revision of the Local Finances Law (2005-2006), of the Coordination Structure for Tax Reform (2000-2001) and the Commission Studying the Taxation of Financial Institutions and Products (1997-1998).
He was a member of the Supreme Judicial Council (2000-2009) and the Supreme Council of the Administrative and Tax Courts (1997-1999). Furthermore, he was a lawyer for the Portuguese Republic and represented the Portuguese Government in various proceedings in the Court of Justice of the European Union (1990-1996).
He was a Member of the Teaching Staff at University of Lisbon School of Law and lecturer on Political Economy, International Economic Relations, International Economic Law and Portuguese Economy (1985-2000). He also lectured in the post-graduate programmes in European Studies and Financial Markets at the European Institute and the Institute for Economic, Financial and Tax Law, respectively, both of University of Lisbon School of Law.
He represented the Public Prosecutor’s Office, non-magisterial, at Lisbon Tax and Administrative Court (1986-1992) and was Adviser in the Office of the Secretary of State for Parliamentary Affairs for the 9th Constitutional Government (1985).
He was a member of the editorial committee of the Journal of Public Finance and Tax Law (2008-2016). Editor for the financial sector of the Journal of Competition and Regulation Law (2010-2016). Member of the editorial committee of Lisbon Law Review of the University of Lisbon School of Law (1993-1999). Director of the Law Review of the University of Lisbon School of Law Academic Association (1983-1984). Member for a number of terms of the Pedagogical Board and the Representatives’ Assembly of University of Lisbon School of Law.
He has various published works (articles and monographs) in his areas of expertise.
He was awarded a Prize by the German Foundation, Alfred Toepfer Stiftung, Hamburg, on the occasion of the same Foundation awarding the Robert Schuman Prize to His Excellency the President of the Republic (1987).
Date | Meeting / Event | Location |
17 April 2020 | Conference call with supervised entity | Teleconference |
22 April 2020 | Conference call with the Vice-Governor of a foreign central bank | Teleconference |
27 April 2020 | Executive Committee of the SII – Investor Compensation Scheme | Teleconference |
29 April 2020 | Management Committee of the Resolution Fund | Teleconference |
30 April 2020 | Management Committee of the Deposit Guarantee Fund | Teleconference |
Date | Meeting / Event | Location |
2 March 2020 | Meeting with the Indonesia Deposit Insurance Corporation (IDIC) | BdP Lisbon |
2 March 2020 | Meeting with supervised entity | BdP Lisbon |
3 March 2020 | Meeting with credit institution | BdP Lisbon |
4 March 2020 | Conference call with the Chair of the Single Resolution Board | BdP Lisbon |
5 March 2020 | Meeting with supervised entity | BdP Lisbon |
10 March 2020 | Meeting with credit institution | BdP Lisbon |
11 March 2020 | Conference call with supervised entity | BdP Lisbon |
12 March 2020 | Meeting with supervised entity | BdP Lisbon |
13 March 2020 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
18 March 2020 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
20 March 2020 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
24 March 2020 | Management Committee of the Resolution Fund | BdP Lisbon |
Date | Meeting / Event | Location |
3 February 2020 | Meeting with supervised entity | BdP Lisbon |
3 February 2020 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
4 February 2020 | Meeting with supervised entity | BdP Lisbon |
5 February 2020 | Meeting with the Winding-up Committee of a credit institution | BdP Lisbon |
7 February 2020 | Meeting with credit institution | BdP Lisbon |
7 February 2020 | Meeting with a member of the Government | Lisbon |
10 February 2020 | Meeting with supervised entity | BdP Lisbon |
11 February 2020 | Meeting with credit institution | BdP Lisbon |
12 February 2020 | Management Committee of the Resolution Fund | BdP Lisbon |
13 February 2020 | Digital financial education campaign #TopTip – public session | Escola Secundária de Lagoa, São Miguel island, Azores |
14 February 2020 | 8th Todos Contam competition Award Ceremony | Divertiláxia, Terceira island, Azores |
18 February 2020 | Presentation of a new course: “Sustainable Finance: Green and Climate Finance” | ISEG Lisbon |
21 February 2020 | Meeting with supervised entity | BdP Lisbon |
26 February 2020 | Hearing at COF – Budget and Finance Committee on Novo Banco, S.A. | Assembly of the Republic |
28 February 2020 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
Date | Meeting / Event | Location |
2 January 2020 | Meeting with supervised entity | BdP Lisbon |
8 January 2020 | Meeting with supervised entity | BdP Lisbon |
10 January 2020 | Meeting with supervised entity | BdP Lisbon |
17 January 2020 | Meeting with the Board of the Portuguese Banking Association | BdP Lisbon |
20 January 2020 | Meeting with supervised entity | BdP Lisbon |
22 January 2020 | Meeting with supervised entity | BdP Lisbon |
22 January 2020 | Meeting with supervised entity | BdP Lisbon |
23 January 2020 | Meeting with supervised entity | BdP Lisbon |
24 January 2020 | Meeting with credit institution | BdP Lisbon |
24 January 2020 | Meeting with supervised entity | BdP Lisbon |
27 January 2020 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
27 January 2020 | Meeting with credit institution | BdP Lisbon |
27 January 2020 | Meeting with credit institution | BdP Lisbon |
29 January 2020 | Plenary Session of the Single Resolution Board | SRB, Brussels |
30 January 2020 | Conference “Banking Summit 2020 – What banking sector do we want for Portugal?”, Portuguese Banking Association | Champalimaud Foundation |
30 January 2020 | Meeting with supervised entity | BdP Lisbon |
31 January 2020 | Meeting with credit institution | BdP Lisbon |
31 January 2020 | 2020 IN3+ Award, Portuguese Mint and Official Printing Office | Money Museum |
Date | Meeting / Event | Location |
12 December 2019 | Meeting with supervised entity | BdP Lisbon |
13 December 2019 | Hearing at the Parliamentary Committee on Budget and Finance on the application of fees by banks | Assembly of the Republic |
19 December 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
20 December 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
20 December 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
30 December 2019 | Meeting with members of the Government | Lisbon |
Date | Meeting / Event | Location |
6 November 2019 | Conference call with a member of the Governing Council of Banco de España | BdP Lisbon |
11 November 2019 | Meeting with the Portuguese Banking Association | BdP Lisbon |
15 November 2019 | Banco de Portugal conference “The euro 20 years on: the debut, the present and aspirations for the future” | BdP Lisbon |
18 November 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
20 November 2019 | Meetings with a member of the Single Resolution Board – visit to Portugal | BdP Lisbon |
20 November 2019 | Meeting with supervised entity | BdP Lisbon |
21 November 2019 | Prize-giving ceremony for the Professor Jacinto Nunes Award | BdP Lisbon |
25 November 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
26-27 November 2019 | Plenary Session of the Single Resolution Board | SRB Brussels |
28 November 2019 | Conference “WTO at 25 | OMC: 25 anos” | Faculdade de Direito da Universidade de Lisboa |
29 November 2019 | Meeting with supervised entity | BdP Lisbon |
Date | Meeting / Event | Location |
1 October 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
1 October 2019 | Meeting with members of the Government | Lisbon |
2 October 2019 | Plenary Session of the Single Resolution Board | SRB, Brussels |
4 October 2019 | Meeting with Autoridade Nacional de Comunicações (ANACOM) | BdP Lisbon |
8 October 2019 | Annual Conference on Financial Stability | BdP Lisbon |
10 October 2019 | Annual Conference of the Single Resolution Board | Brussels |
11 October 2019 | XXIX Lisbon Meeting between the Central Banks of Portuguese-speaking Countries | BdP Lisbon |
11 October 2019 | Meeting with the Vice-Governor of a foreign central bank | BdP Lisbon |
14 October 2019 | Launch of the e-book Portuguese Economic Growth: A Vision on Structural Issues, Blocks and Reforms | BdP Lisbon |
15 October 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
16 October 2019 | Meeting with supervised entity | BdP Lisbon |
24 October 2019 | Meeting with supervised entity | BdP Lisbon |
24 October 2019 | Meeting with a member of the Government | Lisbon |
28 October 2019 | Participation in the Financial Literacy Week 2019, National Plan for Financial Education | Escola Secundária Emídio Garcia, Bragança |
30 October 2019 | Meeting with supervised entity | BdP Lisbon |
30 October 2019 | Meeting with supervised entity | BdP Lisbon |
30 October 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
31 October 2019 | Conference call with a member of the Single Resolution Board | BdP Lisbon |
31 October 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
Date | Meeting / Event | Location |
2 September 2019 | Meeting with supervised entity | BdP Lisbon |
4 September 2019 | Thematic meeting of the National Council National Council of Financial Supervisors (CNSF) on new business models and the impact of FinTech | BdP Lisbon |
6 September 2019 | Meeting with supervised entity | BdP Lisbon |
12 September 2019 | 13th Congress of Statutory Auditors | Fórum Lisboa |
13 September 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
13 September 2019 | Meeting with supervised entity | BdP Lisbon |
19 September 2019 | Conference call with the Plenary Session of the Single Resolution Board | BdP Lisbon |
26 September 2019 | Address at the “20 anos Sérvulo” conference on the future of the financial system | Palácio da Cruz Vermelha Lisbon |
27 September 2019 | Workshop of the National Council of Financial Supervisors (CNSF) – “Anti-money Laundering / Counter Financing of Terrorism (AML/CFT)” | Auditório da CMVM Lisbon |
27 September 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
27 September 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
30 September 2019 | Digital financial education campaign #TopTip – public session | Dom Dinis School Grouping Lisbon |
Date | Meeting / Event | Location |
2 August 2019 | Meeting with a member of the Government | Lisbon |
28 August 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
29 August 2019 | Participation in the General Assembly of Novo Banco, S.A., as a representative of the Resolution Fund (shareholder) | Novo Banco, S.A. Lisbon |
30 August 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
Date | Meeting / Event | Location |
1 July 2019 | Course on the preparation and implementation of financial education strategies addressed to the Central Banks of Portuguese-speaking Countries | BdP Lisbon |
4 July 2019 | Address at the CIRSF Annual International Conference 2019 – "Financial Supervision and Financial Stability Ten Years After the Crisis: Achievements and Next Steps” | Calouste Gulbenkian Foundation |
5 July 2019 | 4th Meeting on Financial Inclusion and Education for Central Banks of Portuguese-speaking Countries | BdP Lisbon |
8 July 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
8 July 2019 | General Meeting of an entity fully owned by the Resolution Fund | BdP Lisbon |
10 July 2019 | Meeting with supervised entity | BdP Lisbon |
11 July 2019 | Meeting with the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) | BdP Lisbon |
12 July 2019 | Meeting with an entity fully owned by the Resolution Fund | BdP Lisbon |
16 July 2019 | Meeting with a delegation of the European Banking Authority (EBA) | BdP Lisbon |
22 July 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
24 July 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
24 July 2019 | Meeting with supervised entity | BdP Lisbon |
25 July 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
26 July 2019 | Signing of the Cooperation Protocol for the promotion of basic bank accounts between Banco de Portugal and the Ministry of Labour, Solidarity, and Social Security (MTSSS) | MTSSS Lisbon |
29 July 2019 | Meeting with supervised entity | BdP Lisbon |
Date | Meeting / Event | Location |
3 June 2019 | Meeting with Elke König, Chair of the Single Resolution Board, on her visit to Portugal | BdP Lisbon |
4 June 2019 | Meeting with the Chair of the Single Resolution Board and the Resolution Department on her visit to Portugal | BdP Lisbon |
6 June 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
17 June 2019 | Participation in the Public Introduction Ceremony of the Chair and the Member of the Board of Directors of the Portuguese Insurance and Pension Funds Supervisory Authority (ASF) | Ministry of Finance |
18 June 2019 | Meeting with supervised entity | BdP Lisbon |
19 June 2019 | Plenary session of the Single Resolution Board | SRB Brussels |
24 June 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
25 June 2019 | Opening address at the presentation organised by the Portuguese Association of Specialised Credit Institutions (ASFAC) of the study undertaken by a team of Nova SBE on the impact of consumer credit on the Portuguese economy | Nova SBE/Carcavelos |
27 June 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
Date | Meeting / Event | Location |
6 May 2019 | Meeting with supervised entity | BdP Lisbon |
6 May 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
8 May 2019 | Meeting with supervised entity | BdP Lisbon |
9 May 2019 | Presentation to the media of the “Annual Report – Activities and Financial Statements 2018” | BdP Lisbon |
13 May 2019 | Meeting with supervised entity | BdP Lisbon |
14 May 2019 | Opening ceremony of the “(Euro)policies: contemporary photography since 1999” exhibition | BdP Lisbon |
16 May 2019 | Dinner with the ECB’s Supervisory Board | BdP Lisbon |
17 May 2019 | Opening address at the “Dialogue with the sector about planning the resolution of institutions classified as less significant” | BdP Lisbon |
20 May 2019 | Meeting with supervised entity | BdP Lisbon |
20 May 2019 | Meeting with the ECB’s Chief Compliance and Governance Officer – Ethics Awareness Roadshow | BdP Lisbon |
23 May 2019 | Meeting with the Chair of the Committee on Budget, Finance and Administrative Modernisation of the Portuguese Parliament, Teresa Leal Coelho | BdP Lisbon |
24 May 2019 | Participation in the “Portugal – from here to where?” conference | Calouste Gulbenkian Foundation Lisbon |
27 May 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
29 May 2019 | Meeting with a member of the Government | Lisbon |
29 May 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
30 May 2019 | Meeting with supervised entity | BdP Lisbon |
31 May 2019 | Closing address at the “8th Forum for Banking Conduct Supervision” | BdP Lisbon |
31 May 2019 | Meeting with a member of the Government | Lisbon |
Date | Meeting / Event | Location |
3 April 2019 | Meeting with supervised entity | BdP Lisbon |
3 April 2019 | Closing address of the technical assistance programme to Central Banks of the Balkan Countries, coordinated by the ECB, in cooperation with Banco de Portugal and the Bulgarian National Bank | BdP Lisbon |
5 April 2019 | Participation in the General Assembly of Novo Banco, S.A., as a representative of the Resolution Fund (shareholder) | Novo Banco, S.A., Lisbon |
9 April 2019 | Meeting with the Ambassador and another representative of a foreign Government | BdP Lisbon |
9 April 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
10 April 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
10 April 2019 | Meeting with supervised entity | BdP Lisbon |
10 April 2019 | Presentation to the media of the Banking Conduct Supervision Report 2018 | BdP Lisbon |
12 April 2019 | Conference call with supervised entity | BdP Lisbon |
12 April 2019 | Meeting with supervised entity | BdP Lisbon |
24 April 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
26 April 2019 | Meeting with an entity fully owned by the Resolution Fund | BdP Lisbon |
Date | Meeting / Event | Location |
4 March 2019 | Working lunch with supervised entity | BdP Lisbon |
4 March 2019 | Meeting with a member of the Government | Lisbon |
6 March 2019 | Inauguration of the Chair of the Portuguese Public Finance Council | Assembly of the Republic |
8 March 2019 | Meeting with the Chief Economist of the OECD, Laurence Boone, current economic issues | BdP Lisbon |
11 March 2019 | Meeting with supervised entity | BdP Lisbon |
12 March 2019 | Meeting with supervised entity | BdP Lisbon |
14 March 2019 | Meeting with supervised entity | BdP Lisbon |
14 March 2019 | Meeting with supervised entity | BdP Lisbon |
18 March 2019 | Opening of the temporary exhibition: “Fine Arts of the Academy. Today” | BdP Lisbon |
20 March 2019 | Hearing at COFMA – Committee on Budget, Finance and Administrative Modernisation on Novo Banco, S.A. | Assembly of the Republic |
25 March 2019 | Participation in the Joint Banco de Portugal and IMF conference on “Portugal: Reform and Growth Within the Euro Area” | BdP Lisbon |
25 March 2019 | Conference call with a member of the Single Resolution Board | BdP Lisbon |
25 March 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
25 March 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
25 March 2019 | Management Committee of the Investor Compensation Scheme | BdP Lisbon |
27-28 March 2019 | Plenary session of the Single Resolution Board | Banco de España |
Date | Meeting / Event | Location |
1 February 2019 | Meeting with a member of the Government | Lisbon |
4 February 2019 | Meeting with a member of the Government | Lisbon |
4 February 2019 | Meeting with an investor’s representative | BdP Lisbon |
4 February 2019 | Participation in the 8th Conference of the Central Balance Sheet Database, “The buoyancy of the corporate sector” | BdP Lisbon |
7 February 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
12 February 2019 | Meeting with supervised entity | BdP Lisbon |
13 February 2019 | Conference call with a representative from a foreign government | BdP Lisbon |
15 February 2019 | Extended Executive Session of the Single Resolution Board | SRB Brussels |
20 February 2019 | Meeting with a member of the Government | Lisbon |
22 February 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
22 February 2019 | Participation in the Conference of the Governor of Banque de France, François Villeroy de Galhau, “Challenges faced by the Eurosystem” | BdP Lisbon |
25 February 2019 | Award ceremony for the “Todos Contam” competition | Vila do Bispo and Faro |
26 February 2019 | Meeting with a member of the Government | Lisbon |
27 February 2019 | Meeting with an investor’s representative | BdP Lisbon |
28 February 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
Date | Meeting / Event | Location |
7 January 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |
10 January 2019 | Management Committee of the Resolution Fund | BdP Lisbon |
11 January 2019 | Opening Address at the meeting of the Academic Boardof the European Banking Institute | BdP Lisbon |
21 January 2019 | Joint BdP/EIB Conference – Investment, innovation and digitalization: the Portuguese case | BdP Lisbon |
22 January 2019 | Meeting with supervised entity | BdP Lisbon |
24 January 2019 | Meeting with supervised entity | BdP Lisbon |
28 January 2019 | Executive Committee of the SII – Investor Compensation Scheme | BdP Lisbon |
30 January 2019 | Plenary Session of the Single Resolution Board | Deutsche Bundesbank Frankfurt |
31 January 2019 | Management Committee of the Deposit Guarantee Fund | BdP Lisbon |