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Statistical Press Release - Loans granted by the financial sector – July 2019

Today, Banco de Portugal publishes statistics, in Table A.11 of the Statistical Bulletin and in BPstat, on loans granted by the resident financial sector to non-financial corporations and households for July 2019.

Loans granted to non-financial corporations

In July 2019 the annual rate of change (a.r.) of loans granted to non-financial corporations decreased by 0.6 percentage points (p.p.) to -0.2% against June (Chart 1). 

Private exporting companies recorded an a.r. of  -0.6%, a 0.3 p.p. change from the previous month.

The ratio of overdue loans of non-financial corporations declined by 0.1 p.p. to 8.7%. The share of borrowers with overdue loans fell 0.6 p.p. to 20.7%.

Loans granted to households

The a.r. of loans granted to households stood at 0.4%, having decreased by 0.3 p.p. (Chart 2). By purpose, the a.r. of loans for house purchase decreased by 0.2 p.p., to -0.6%, while the a.r. of loans for consumption and other purposes decreased by 0.8 p.p. to 4.4%.

The ratio of overdue loans of households stood at 3.1%, reflecting a negative change of 0.1 p.p. compared with June. The share of borrowers with overdue loans decreased by 0.2 p.p., to 9.9%.

Next update: 1 Oct. 2019