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Entity that is not authorised to grant credit: person using the name “Ricardo Paulo Magalhães Maia”

1. Banco de Portugal warns that the lending services advertised by a person using the name “Ricardo Paulo Magalhães Maia”, through the emails “”, “” and “”, don´t belong to any entity authorised to carry out in Portugal the activity of lending or any other financial activity subject to the supervision of Banco de Portugal. 

2. The activity of lending, as set forth in Article 4 (1) (b) of the Legal Framework of Credit Institutions and Financial Companies (approved by Decree-Law No 298/92 of 31 December 1992), may only be performed by authorised undertakings, as laid down in Article 10 of the above said Legal Framework.

3. The list of undertakings authorised to carry out lending activities is available on Banco de Portugal’s website.