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Entity not authorised to accept deposits or other repayable funds, grant or intermediate credit and provide credit consultancy: Reparadora RTD España, S.L.U. (Resolva a sua Dívida)

1. Banco de Portugal warns that the company “Reparadora RTD España, S.L.U., acting through the website https://www.resolvasuadivida.com/ and https://www.resolvaasuadivida.com.pt/, and through the Facebook profile “Resolva a sua dívida” (https://www.facebook.com/ResolvaSuaDivida/), is not authorised to carry out, in Portugal, any financial activities subject to the supervision of Banco de Portugal, such as accept deposits or other repayable funds, provide payment services and issue electronic money, lending or credit intermediation or consultancy. 

2. The activities of accepting deposits and other repayable funds, providing payment services and issuing electronic money and lending, as set forth in Article 4 (1) (a) (b) of the Legal Framework of Credit Institutions and Financial Companies (approved by Decree-Law No 298/92 of 31 December 1992), and credit intermediation and consultancy, as set forth in Article 3 (j) and (p) and 4 and 7 of the Legal Framework of Credit Intermediaries (approved by Decree-Law No 81-C/2017, of 7 July), may only be performed by authorised undertakings, as laid down in Article 10 and Article 5 and 7 of the above said Legal Frameworks.

3. The list of undertakings authorised to carry out the activities of accepting deposits and other repayable funds, providing payment services and issuing electronic money,  to carry out lending and credit intermediation activities is available on Banco de Portugal’s website and on Portal do Cliente Bancário.