You are here

Entities not authorised to intermediate credit and provide credit consultancy: Escalas Sumárias, Unipessoal, Lda., acting under the designation AgrupaCréditos and Maria José Cardoso Lopes (tax identification number 179329600)

1. Banco de Portugal warns that Escalas Sumárias, Unipessoal, Lda. (Tax Identification Number 514529954), acting also under the designation AgrupaCréditos, and Maria José Cardoso Lopes (tax identification number 179329600) are not authorised to carry out, in Portugal any financial activity subject to the supervision of Banco de Portugal, such as credit intermediation or consultancy. 

2. The credit intermediation and consultancy, as set forth in Article 3 (j) and (p) and 4 and 7 of the Legal Framework of Credit Intermediaries (approved by Decree-Law No 81-C/2017, of 7 July), may only be performed by authorised undertakings, as laid down in Article 5 and 7 of the above said Legal Framework.

3. The list of undertakings authorised to carry out credit intermediation activities and consultancy is available on Banco de Portugal’s website – – and on Portal do Cliente Bancário –