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Entities that are not authorised to grant or intermediate credit: “Emprestamos dinheiro” and “Emprestimo”

1. Banco de Portugal warns that the lending services published in the social network “Facebook” under the profile “Emprestamos dinheiro” ( and “Emprestimo” (, associated to the email address “” and “”, do not belong to any entity authorised to carry out, in Portugal, the activity of lending and credit intermediation, as any other financial activity reserved to the institutions subject to the supervision of Banco de Portugal.

2. Lending, as set forth in Article 4 (1) (b) of the Legal Framework of Credit Institutions and Financial Companies (approved by Decree-Law No 298/92 of 31 December 1992), and credit intermediation, as set forth in Article 3 (j) and 4 of the Legal Framework of Credit Intermediaries (approved by Decree-Law No 81-C/2017, of 7 July), may only be performed by authorised undertakings, as laid down in Article 10 and Article 5 of the above said Legal Frameworks.

3. The list of undertakings authorised to carry out lending and credit intermediation activities is available on Banco de Portugal´s website and on the Portal do Cliente Bancário.