You are here

Entities that are not authorised to grant credit, carry out credit intermediation or provide advisory services for credit agreements – Carlos Muacho Vilas, Maria Isabel Ramos Vilas, Ana Rita Ramos Vilas Lopes,Luís Ramos Vilas and C.V. – Gestão de Negócios

1. Banco de Portugal warns that Carlos Vitaliano Muacho Vilas (taxpayer identification number 104160454), Maria Isabel Santos Alberto Ramos Vilas (taxpayer identification number 106623524), Ana Rita Ramos Vilas Lopes (taxpayer identification number 211065790) and Luís Ricardo Ramos Vilas (taxpayer identification number 221111786) , by themselves or under the commercial designation “C.V. – Gestão de Negócios”,  are not authorised to carry out in Portugal any financial activity subject to the supervision of Banco de Portugal, such as lending, intermediation or advisory services related with credit agreements.

2. In Portugal, lending, as set forth in Article 4 (1) (b) of the Legal Framework of Credit Institutions and Financial Companies (RGICSF, approved by Decree-Law No 298/92 of 31 December 1992), and credit intermediation activities and the provision of advisory services for credit agreements, as set forth in Article 3 (j) and 4 of the Legal Framework of Credit Intermediaries (approved by Decree-Law No 81-C/2017, of 7 July), may only be performed by authorised undertakings, as laid down in Article 10 of the RGICSF and Article 5 and 7 of the framework applicable to credit intermediaries.

3. The lists of undertakings authorised to carry out lending activities, act as credit intermediaries and provide advisory services related with credit agreements are available on Banco de Portugal´s website and on the Portal do Cliente Bancário.