Credit granted to the non-financial sector


Annual rates of change (a.r.) of outstanding amounts are disclosed for the credit granted to the non-financial sector, excluding general government.


The non-financial sector, excluding general government, includes non-financial corporations and private individuals, also being presented the a.r. for these institutional sectors.


The concept of credit includes loans, debt securities and trade credits, and the positions are valuated at nominal value, excluding accrued interest. These amounts are presented on a consolidated basis, i.e., excluding operations between entities of the same institutional sector.


The a.r. are adjusted for securitization operations, reclassifications, write-offs/ write-downs, exchange rate changes and price revaluations. Whenever relevant, the figures are adjusted for credit portfolio sales.


Atualizado em 2015/03/26