José Joaquim Berberan e Santos Ramalho

Vice-Governor. He was born in Lisbon, in October 1958. He graduated in Economics from Instituto Superior de Economia (School of Economics of the Technical University of Lisbon) in 1981.

He performed functions as economist in the Central Planning Department of the Ministry of Finance (1981-1983), Banco de Portugal (1983-1988) and Bank for International Settlements (BIS) (1989-1990).

At Banco de Portugal, he was Deputy Head of the Statistics and Economic Research Department (1990-1993), and Head of the Foreign Department (1993-1999) and of the Markets and Reserve Management Department (1999-2000).

He was a member of the Board of Directors of Caixa Geral de Depósitos (CGD) (2000-2007) and, in that capacity, a member of management boards across the group’s companies, namely Chairman of the Board of Directors of Caixa Gestão de Activos. As a member of the Board of Directors of CGD, he was the Deputy Chairman of the Board of Directors of Bolsa de Valores de Lisboa e Porto (the Portuguese stock exchange) (2000-2002).

Within the CGD group, he was also a member of the Board of Directors of the insurance companies Fidelidade-Mundial and Império-Bonança (2008-2010), Deputy Chairman of the Board of Directors of Caixa Banco de Investimento (2008-2011) and General Manager of CGD branches in France and Luxembourg (2010-2011).

He was appointed Vice-Governor of Banco de Portugal in September 2011.